Mr. Gary McGann:

Well, I think it is important to understand the context of remuneration. I mean, the remuneration arrangements in any business, particularly plcs, are based on best practice in the marketplace as advised by the various people who are expert in this area and Anglo Irish Bank's structure was no different fundamentally than anybody else's. There are obviously three elements to it - there is salary, there is short-term bonus and there is long-term incentive schemes. And the basis of each of those is against market practices, the quality and the size of the business and the performance of the business. But it's important, Deputy, that you understand the context.