Mr. Peter Fitzgerald:

Well, the senior executive board was made up of both executive directors, of which I believe there were four and - sorry, five - and non-executive ... or, sorry, executive directors and business or function heads. So I would have been a divisional director in the bank along with three other members of the senior executive board. Any communication with the board would have come from those meetings to the main board, because the executive directors were obviously members of those board ... of that board. I mean, certainly, there was a conversation back in 2006 and, just for clarity, I sat on the senior executive board for less than a year. From the records I've received, I think it was eight meetings that I would have attended as a member of the senior executive board, and I do recall that development lending, for instance, was discussed, because the bank was ... recognised that it was over-exposed to development lending, in particular, and had a policy from 2006 of not lending any more development finance to new customers. But, outside of that, the lending aspect of the business, as I described in my opening statement, just wasn't part of my functional responsibility, so I can't add any further insight into that, I'm afraid.