Susan O'Keeffe (Labour) | Oireachtas source

Okay, you say in your own statement on page 6, you talk about, you know, finding in hindsight the sort of problems that Nyberg showed – "That credit risk management structures [in the Bank] were, in practice, deficient [and there was] ineffective overview of Group credit decisions", and so on. And you say, “Look that wasn’t part of my detail, but I know about them now.” But on your side of banking are you saying that while there were problems on the other parts of the bank, there weren’t similar kinds of problems, deficiencies, lack of governance-----