Susan O'Keeffe (Labour) | Oireachtas source

Okay. In looking at your statement, Mr. Gantly, where if you like do you see your ... I don't mean you personally but the contribution of if you like ... where did it go wrong for the bank? Because we can talk about the global impact and we can talk about Lehman's and all of those things absolutely nobody's pretending they didn't happen. But internally in the bank in that time that you were there, what do you think the bank did that contributed to the eventual cost to the taxpayer of some considerable amount of money - billions?