Mr. David Gantly:

Okay. No, I was. I had one meeting with the Department of Finance which, I think, was post the guarantee so I wouldn't have a relationship there. I suppose, just within treasury itself, we would have had very direct contact with the regulators - both the Financial Regulator and the Central Bank - and that would be conducted on a, really, a weekly and daily basis so the ... our liquidity manager would have been in contact, regular daily contact with the Central Bank money desk and, in the first place, that would have been for the conduct of normal market transactions so this would be repurchase agreements which the ECB would do on a regular basis so in normal times that was a ... the normal repos that they undertook were conducted once a week for a two-week duration and then the LTROs, or long-term refinancing operations, would have been done every three months for a three-month term. Now obviously, as the crisis, you know, dragged on they extended the term of those long-term operations to three months to six, to 18 and eventually out to two years.

Going back to your question, I mean I would have been absolutely aware that ... I knew people ... I would have had a very close working relationship with the finance director who was my immediate boss and I would have been absolutely aware of ... that there was regular contact with the regulator and, indeed, I would have been at some of those meetings myself.