Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

That's grand. And also then there's the issue of competition that you referred to earlier where a competitor introduces a new product into the market that has, what was the term you used earlier ... that brought different types of concerns to the earlier type of concerns. One was about the, sort of, the design of the product and so forth. You were on about here the prudentialism of that product, so the competition, kind of, brings in-----