Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

-----of the noughties. Now, in your earlier discussion then, and we're, kind of, because we're moving to conclusion, that I would be looking, say, from witnesses as well maybe to give insights that allow us to, kind of, move towards findings and conclusions ....listening to you to this afternoon there seems to be three things, kind of, on the table with regard to the mortgage environment. There's market share, there's competition and there's volume. So market share is not necessarily a fixed thing. If there is an increasing house buying market and you've 25% of the market that's more houses that are being sold and bought, and, likewise, shrinking, so just to say that you've maintained market share over a period of time doesn't reflect the volume that was actually going on.