Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

Can I just ask you about the area that you had responsibility for? And when I look at the annual report for Anglo at September 2008, which was the year end, the amount of customer deposits was €51.5 billion, of which retail deposits were €19 billion and non-retail deposits were over €32 billion. So, this is the very end of September 2008. Can you define "retail deposits" first, Mr. Fitzgerald? What are retail deposits?