Mr. David Went:

That's a very interesting philosophical comment. First of all, I'd have to say I’m heartsick by what happened to Ulster Bank. I left Ulster Bank in 1994. It was regarded, within the NatWest Group, as a very good performer, a very sound, solid business, very strong credit culture, very ethical organisation, etc. And I’m heartsick at what happened to it and it being driven into the ground. So, you know, I ... I just ... I mean ... I ... I’m not exactly sure what you’re trying to get at.