Mr. David Went:

Sure. Well, you know, when ... the volume we did was a factor of the volume available in the market and the volume that ... and our traditional and historical market share. Our market share over these five or six-year period ... this five or six-year period, would have ranged from at the bottom 20% up to around about 23% and that was below our historical average. So, you know, we weren’t doing anything out of the ordinary as far as ... as far as market share was concerned. It wasn’t as if we had come from, you know, making one house loan in 2000 to making 15 million house loans in 2006.