Sean Barrett (Independent) | Oireachtas source

That ... when you were describing to Deputy Murphy, you know, what was happening in terms of loans-to-deposits, loans-to-value and sectoral concentration, we were moving ... I would put the proposition - for "Yes" or "No" – we moved in the wrong direction, I'll put it to you, in relation to all of those and that’s why this committee is here ... this inquiry is here.