Mr. David Went:

Well, the board received, on a half-yearly basis, a review of funding policy and the extent of funding and all that sort of stuff and that was part of the discussion. But as I said earlier ... as I said in my opening statement, you know, the ... we viewed the opportunity to fund in a variety, a wide variety of wholesale markets, as a really attractive part of joining the euro. And, you know, when we look back ... and at the time, wholesale markets, I won't say ... they almost looked invincible. Now, with hindsight, they weren't and, in particular, I come back to this point that ... and I do acknowledge that this is a significant error ... that we did not recognise the risk that, if confidence left the Irish banking system, markets would all close, just like that.