Mr. David Went:

Well as I said, the basics ... the broad strategy of the group in terms of funding was to fund through customer deposits, which were about 35%, and then to fund through long-term debt and securitisation and, you know, between the three of those, it accounted for about 65% of the total funding and we considered that the remaining 35% in short-term funding, you know, short-term funding - a variety of sources, a very wide variety of sources - we considered that that was a reasonable amount to be funding on a short-term basis. So, that was the broad thrust of the strategy and I think you may have heard that this morning-----