John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Okay. Again, I want to change to the issue of remuneration and, I think, on page 5 of your statement you said: "I do not believe that the remuneration arrangements led to a culture of excessive risk taking given the checks and balances with the overall credit approval system." So, were bonuses - I maybe misunderstood your statement - were bonuses paid on the basis of profits made through extra lending?