Mr. Matt Moran:

I ... thank you, Senator. I understand your point. At that time, Senator, all I can say to you is the bank thought it was going to work through the crisis that it was beginning to face. And if messages are given to the market that are incorrect or inaccurate at the point in time, then that can have a very significant impact on the bank's funding and the bank's stability. And indeed many authorities from ... including our own here in Ireland and elsewhere took action to ensure that commentators were, you know, were safe in how they put things across. I think I heard it from another person, Mr. Cardiff, talking about, you know, if people knew at the time that they were looking at a rescue plan, that in itself, if it became public, would cause the issue. And I think that mentality, rightly or wrongly, existed with people in the banks.