Mr. Michael Fingleton:

I don't think so. Not at all. When you consider that €64 billion was the figure that was put into the banks, Irish banks, isn't that right? And, secondly, the non-Irish banks, I think their ... it is believed that their exposure cost them in the region of €40 billion, so you're talking about €100 billion and that's in relation to eight banks, nine banks, so I don't think two banks would have made any difference. Now, it depends on the banks. If it was some of the big banks, the biggest supplier of funds, then it would have got out into the market and then it would become an issue for the Central Bank and it would become an issue for Government and the Central Bank and maybe through that avenue there may be a pause-----