Mr. Michael Fingleton:

I will point you to, again ... not again but, as an aside, Chairman, it might help. There's been an investigation, and I'll just mention it once, by Ernst and Young into the affairs of the society post-2010. And it states in that report, which has been circulated and misinterpreted by outside interests and inside interests ... in that it states that they found no evidence to suggest that I had approved solely any loan.