Mr. John Stanley Purcell:

It's very hard to be definitive about that, but what I would say is that it would depend on how the world markets ... how the money markets went after September; it would depend on whether the credit crunch ameliorated; it would depend on a whole load of factors. But where we were at the end of September was we did have a good amount of liquidity. We had probably over €3 billion. When the deposit protection scheme was increased, it did reduce outflows. I mean I think that's mentioned in some reports as well. So it was hard to know what way things were going. I mean, things could've turned well in October. Things could have-----