Kieran O'Donnell (Limerick City, Fine Gael) | Oireachtas source

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Currently [Irish Nationwide Building Society] has no access to ECB monetary operations, [it] has not been accessing the wholesale markets for [lending] in recent months and is relying on retail and corporate deposit initiatives.

So, clearly, at the time, the Financial Regulator had concerns about your overall liquidity position. Ye were heavily reliant on deposits. And, following on from that, just to give it context, there was a meeting on 7 September where Mr. Richie Boucher stated that the Financial Regulator sought a meeting with him for the purpose of ... to discuss potential liquidities both for Irish Nationwide Building Society. So, you weren't able to access ECB funding, so-----