Mr. Michael Walsh:

I mean, first of all, obviously I don't accept the quote or the prologue or whatever, but if I'm trying to sell a book I'm going to write sensational things. If I actually look more realistically at things, you know, who did the regulator or the Central Bank or the Department of Finance choose to become the first chairman of the financial ombudsman's council? They took somebody who was actually the vice chairman of the society. Now, are you seriously trying to tell me that if the Central Bank or the regulator or the Department of Finance has serious concerns about the board or the governance within Irish Nationwide, that they would have appointed such a person as chairman?