Michael D'Arcy (Fine Gael) | Oireachtas source

Okay, could you bring up Vol 1, page 68 and 69, in relation to the Deloitte commercial and residential lending review, May '08, please? The society reviewed its commercial and residential lending policies and I am speaking about the change of the policy, Mr. Walsh, in relation to the credit committee approval for all loans over €1 million were presented to the board. Subsequent to the change, the board's approval was no longer required. Why was this decision made and who initiated the proposal to change that decision, to change that process, in December '07?