Mr. Michael Walsh:

Sorry. We were too .... you know, at that point in time, you could have mitigated, and I don't even know what you could have done to really kind of sort it out. But the problem was if you really think about it, you get to September 2008, you've employed Merrill Lynch a week before the night of the guarantee and you're asking people who've been there for a week to advise you on the future of the country. We should've never got to that situation.