Mr. Michael Walsh:

Sorry, I was absolutely satisfied. Every single year, you know, the board in the absence of any of the management would have actually met with KPMG as the auditors, and KPMG as the auditors would have confirmed (a) that, you know, they had reviewed everything; i.e. they had reviewed not just the numbers, they had reviewed the correspondence with the regulator, they had reviewed the correspondence with the financial ombudsman, they had reviewed all of the internal audit reports, they had reviewed the compliance documentation with Ita Rogers, the compliance person, and in those circumstances they were confirming to the board that everything was appropriate and unqualified, so I have no issue whatsoever in terms of figures. I think it was, was it June 2008? There was a meeting between KPMG and the regulator, with nobody from the society actually present, and in that meeting KPMG confirmed it was a very simple business, all the numbers were in one place. I think they-----