Susan O'Keeffe (Labour) | Oireachtas source

But Moody's, when it was down ... in the downgrade, said that the funding of INBS "is very heavily reliant on financial instruments (circa €7 bn at [the] end of 2007) making it vulnerable to the dislocation in financial markets". So wasn't the fact that you were increasingly reliant on financial instruments ... was that not causing a huge problem for you at that point?