Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Okay. So ... okay, I'll leave it at that.

Can I ask you, in the letter from INBS, and again this is in core booklet, Vol. 3, page 41? This is a letter from INBS to the Financial Regulator's office in April 2008 and it's in response to the Regulator's query of February 2008 - its report on commercial property lending. The letter from INBS states:

Mr. Fingleton is closely involved with the U.K. and Ireland commercial lending managers in assessing large commercial loan applications and in ongoing reviews and discussions with large borrowers. The Chief Executive is ultimately responsible for all lending and it is essential that he is involved in all material loans being approved by the Society.

That's coming from your own institution to the Financial Regulator. So, is it reasonable, or not, to say that with regard to commercial loan applications, that you were ultimately responsible for the lending?