Mr. Fintan Drury:

Sure. I was not a member of the nominations committee and I was asked by Peter Murray, as I recall, who was then chairman, to join the nominations committee for that particular appointment. And I was happy to do so in the sense that I felt that I could add value. I had had a good relationship with most of the senior executives in the bank. I had no particular favourites, if you like, and I also had a view, which I had expressed at board, that the bank should consider outside appointees, which wasn't a view that was, you know, unanimously shared. Some people had that view; others didn't, which is fine. So the approach that we took was ... would stand up to scrutiny anywhere. It was extremely thorough. We had specialist consultants who worked with us on developing and refining the job spec, if you like, who also helped with us in drawing up a provisional list of possible candidates, if we were going to look outside the bank. And over a period of months and a considerable amount of work, we went through a process whereby we assessed all of the possible candidates and made a decision to narrow it down to three, maybe two, and David Drumm won the race. And-----