Mr. Fintan Drury:

Well, I mean, if the answer to that question is that I would have then seen the letter I saw when you sent me the documentation, then I wish I did, I wish I had asked that question. But I go back to the central point here, which is that when you are a non-executive director, you engage in a relationship with the executive team in any organisation and, particularly, I believe, in a bank, on the basis of ... that the people who are in there day in, day out, working hard and doing their job, are going to provide you with any information which is relative to and sensitive to the role that you have as, if you like, some form of guardian of the interest of the shareholders and protecting the interest of the company, or the bank. And we know of other scenarios, and I have to be careful in what I say here, and again I would say I find it, you know, somewhat frustrating that I have to be as careful as I have to be. But the situation being what it is, we know of other situations where the non-executives were not informed of information which, to elicit that information they would, on occasion, have had to ask questions that, quite frankly, had they asked them, people would have thought they were bonkers.