Mr. Fintan Drury:

No, no, my view is I don't believe that if a chief executive presents the idea of a merger with another organisation in the industry, in that industry, that that necessarily suggests for one moment that the chief executive of the ... in this case of Anglo Irish Bank is deeming that the business is failing or has failed, or that the business model is not successful, or cannot be successful. I think that that would have been driven by a longer-term perspective which, I presume, he was taking at the time and which he was presenting as one of the options for the board to consider in light of the kind of turmoil which was happening within the global markets, and indeed in the domestic market, and that it was one particular option. So that ... I wouldn't read more into it than that. I don't believe it suggested or necessarily hinted at-----