Mr. Fintan Drury:

-----territory, another jurisdiction, exactly, had moved to deal with an issue that it had concerns about. And in moving to deal with it, had contacted a non-executive- specifically and deliberately contacted a non-executive director and brought the matter to their ... to their attention. We then, as non-executive directors made sure that the matter was dealt with by the non-executive director in question going and meeting with the regulators in the ... in Switzerland and then the matter was brought back to a full, specially convened board meeting and the matter was dealt with, which is, kind of, in contrast to the rest of my experience, which was that, frankly, the letter that you have just gone through raises issues that it would have been good to know about at that time-----