Mr. Fintan Drury:

Well, first of all, to finish with the last point, I didn't arrange for Seán FitzPatrick to meet with Brian Cowen. I did not arrange for Seán FitzPatrick ... for Seán FitzPatrick to have a meeting and a game of golf and a dinner afterwards with Brian Cowen, as you have profiled it in your question, and I was very clear as to what I had done. I had, at Brian Cowen's request and in discussion with Brian Cowen about his need to get a macro-perspective on what was happening in the economy, I had gathered a very small select group of people, rightly or wrongly, who at that time were Alan Gray, who is a respected economist, Gary McGann, who was chief executive of Smurfit Kappa, and Seán FitzPatrick, who was a highly respected chief executive of Anglo Irish Bank.