Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Okay, you believe lending standards weren't reduced as a result of that. As an independent non-executive director, did you ever have concerns over the levels of exceptions to credit policies as detailed in the monthly risk management reports? And we can see from page 57 of the core documents there in relation to the level of exceptions which were happening in the period of 2008 which were averaging between 25% and 30%, but, in July 2008, had increased to 42%. Was this a concern of yours at this time as a member of the committee and former chairperson?