Mr. Mike Aynsley:

Yes, look very briefly, I think, you know, NAMA's had an incredibly difficult job. I am a big believer that the NAMA structure ... whether you call it NAMA or not is another matter, but the NAMA-type structure is very important in cases like this because, you know, one of the key aspects of it is that it crossed all financial institutions in a ... in a country that provided banking facilities to, you know, single borrower groups from multiple entities. And I think it's the only way you can really corral all of these relationships and get them in shape to be resolved. Now, whether they did a good job doing that, I mean, I don't know.