Mr. Mike Aynsley:

Yes, I would agree with that. I guess the only other thing that like ... I still think, looking back on it - sorry, I still think looking back on it - I think, looking back on it now, even if there had been €12 billion or €15 billion and you could have funded this new entity, I still think it would have been difficult given the perception around the ... the historical perception around Anglo Irish Bank and the name, and the perception around what it had done, right or wrong. And I think that's something that I had no idea of until I came and lived here for a while and everywhere you went, you know, people would say, "Great, really glad you're here, something really needed to be done about that bank, you know, the sooner it's gone the better." Just the level of dislike and the level of hate is something that I had no idea until probably mid-2010.