Mr. Alan Dukes:

Well, they're all separate categories. The legacy issues ... I think broadly I'd characterised those as the issues that were identified and taken up by the Office of the Director of Corporate Enforcement and the Garda Bureau of Fraud Investigation, who started their investigation in February of 2009. There was a whole series of outstanding issues there, some of which are still subject to litigation, but they were, if you like ... and I think I can use the phrase, colloquially, "the sins of the past" that needed to be examined and have people held to account for them-----