Mr. Mike Aynsley:

Yes, you know, there is counterfactuals and I think Mr. Dukes covered off very well that. You know, I guess the only thing I'd say is, like, markets are markets and there are lots of variables. You know, some of those variables ... you can put a lot of assets into a market at a point in time and the timing is right and you do very well off them, and, you know, the market's not the same three months later. We've all seen that. Now, having said that, I think we'd recognise that since the liquidation, the markets continued to rise and I think ... you know, if you look to spread out the loan sales over a longer period of time in a rising market, you're going to get a better result. But, I mean, it's academic, isn't it? You know, we're in the situation we're in.