Mr. Mike Aynsley:

No, those sorts of issues we wouldn't argue with those sorts of issues, you know ... we understand those. Those are issues outside the control of the bank and they're satisfying broader objectives and if the Minister wants to do that it's a Minister's prerogative to issue us an instruction and ask us to do that. There were certain assets that we did say it makes far more sense with this particular asset not to include it for whatever reason. It might have been, for example, that there was a timeframe that didn't allow for the perfecting of security and, therefore, if you included it, you would get a 40% return on it rather than 80% if you held it for longer. So there were some rational exchanges in making decisions around those assets.