Mr. Mike Aynsley:

-----that we had where there were ... in fact, there were numerous situations where Department officials would second-guess on transactions that were ... had been through a full credit committee process, a full transaction review process, full board process, and would seemingly then have unqualified people in the loan recoveries or the credit areas in the Department delaying transactions and asking questions that just didn't make sense to us. And this was an ongoing ... it's difficult to explain this because I can't talk about specific transactions and specific-----