Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

But was there any discussion on risks in relation to this? There's an acknowledgement here - on the minutes - of risk but was there any discussion at board level of the risk? Was it just, "Let's increase by [I don't know how many] hundred per cent ... or from 5% to 6% over three years and this will push margins down"? Was there a ... from your recollection, did anybody say, "Well, what does that mean for our institution if we rely on 60% of tracker mortgages?" Was there-----