Ms Ethna Tinney:

Not at all. I would be working for RTE in Lyric FM down in Limerick and my heart would fail me when, yet again, there would be an e-mail from EBS, carefully tabulated, setting out a proposal. It might run to 17 or 18 pages. But in terms of any assistance in dealing with it, there was absolutely none and also, as I say in my statement, you know, it occurred to me many times - the credit committee should be talking about this. We shouldn't be just asked in 24 hours, "Send back your approval or not". You know-----