Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

-----it would seem that, perhaps, things have ... went forward from the "toe in the water" when, in the "Step Up" strategy, page 101, bottom right-hand side, favours "Grow high margin business in development finance ... Low emphasis on growing current business lines which have low ROC [return on capital]." This would seem, would it, to have formalised a move from the "toe in the water" to something more considerable in terms of large-scale commercial lending?