John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Okay, that's fair enough. I want refer to core document 2 ... Vol. 2, sorry, page 37, which is a letter from the Financial Regulator to Mr. Murphy, managing director, on 3 March 2008. It should be up on the screen, I'd say, momentarily. It says "Copy to Emer, Brian, Fidelma, Alan [who, I presume, is yourself] [and] Grant." It's a result of an inspection process. There's an interesting comment on the third paragraph where it says "The Financial Regulator's inspection process is a high level review and does not constitute a detailed examination or audit.", which, perhaps, may well have been the case. I want to specifically reference page number 43 ... it's a review of a number of files - loans, effectively - and issues that have been spotted by the regulator and a number of comments by them on those issues. The last comment at the bottom of page 43, should be up in a second. Is it? You have it anyway, yes?