Mr. Alan Merriman:

No, but look, I, again, if I understand the question correctly, you know, each market participant has to make up its own mind in terms of what is appropriate with business and what it can accommodate but all market participants have to do it by reference to what is going on in the market. And as I have testified in my witness statement - and I think many people have testified here - the very, very broad consensus was that the market was going to continue to be growing, albeit slowing, and that the demographics and the economics of the country as a whole were going to be supported.