Mr. Alan Merriman:

Well, broadly speaking, the society's funding came ... approximately one third came from the member base, which we'd describe as retail funding. Together with corporate deposits, about 50% of the entire balance sheet was supported by what would be referred to as customer deposits. So both retail members and corporates. The other 50%, broadly speaking, would have come from what one would loosely describe as the wholesale markets. That would have been a mix and a variety of different funding, both short-term and long-term.