Mr. Alan Merriman:

I think at that particular point, I mean, clearly the market was under strain, EBS was having its challenges, but its own liquidity position was relatively well-positioned as a home lender with a very substantial residential book. We had a lot of collateral available to secure funding. And on the solvency side, well, clearly again, there were stresses and strains, the capital ratios were very strong at that particular point. So we were more concerned about the market as a whole as distinct to our own individual position at that point.