Sean Barrett (Independent) | Oireachtas source

And yet as you go on to page 49 of Vol. 1, and this brings us to 2007 I think, yes it is. Where there's a very strong letter from Yvonne Madden of the Financial Regulator to Mr. McGovern, and by my count there are 85 adverse findings and 93 recommendations and, you know, around page 63 there's ... 63 and 64, there's just adverse finding on top of adverse finding - no evidence of assessment, no evidence of intention to rent a room-----