Ms Mary Harney:

My memory of the discussion at the end of the Cabinet meeting on the 28th and around that time was that banks were running out of money, that they were solvent but that they were running out of money. But when Minister Lenihan contacted me that evening, I think his conversation went something like "There's a very serious situation emerging, be on hold for a call later, that we're having a meeting in the Department of the Taoiseach", that was my memory. But I was aware that a serious situation was emerging, it wasn't a surprise to me.