Ms Mary Harney:

No, absolutely not. I did say in my statement that I excluded myself for the reasons I gave, from the actual decision, although I supported it when the Minister for Finance made contact with me on Monday night, my memory is it was around nine, 9.30 in the evening. I believe we had no alternative, quite honestly. And I think if we had excluded some banks, I think it would have led to enormous controversy and it would have led to legal action and it would have been very hard to justify because Anglo was systemic. It was certainly no bluff. I will acknowledge that the information on which the decision was made was very limited and on that night the view was that we had a liquidity problem, not a solvency problem.