Ms Mary Harney:

They're interrelated, certainly, of course. The reason for the guarantee was the banks hadn't got access to money and they were losing it pretty rapidly. The reason we subsequently ended up moving into a bailout was because of rapid increase of cost of borrowing on the markets, and I referred earlier to Chancellor Merkel and to President Sarkozy and the comments about peripheral countries. Once that statement was made, it was inevitable. I mean, the domestic view was that we'd enough money - I think Mr. Corrigan may have said this before this committee - for another six months or so, but, to be honest with you, things moved very fast around that period, so fast it was quite scary. And the bailout became inevitable. And there was a difference in the support between the IMF and the ECB around that time, I do know that.