Marc MacSharry (Fianna Fail) | Oireachtas source

A lot of the senior management and board executives from the other institutions have been in, and we've been asking them about that, about, you know, to what extent were staff, and I suppose, as you said, the granular level, the manager, the branch level, to what extent were they driven by targets, and, I suppose, demands from above, to sell more and lend more. Do you feel ... all of them said, "No," by the way; all of them said, "Not at all; we expect people to come to work and do their job and there's no targets at all". I'm sure we all have views on that. But can I get your view on that? Were there targets? Was there a competitive environment where staff were expected to cross-sell their products, to take every opportunity and to drive things on?