Ms Mary Harney:

I hope so. I think their ... certainly the regulatory focus now is much more robust. There's no question about that. I think all of us, whether as Members of the Oireachtas or members of Government, will be far more questioning and will get behind the data that's supplied and use our critical faculties more. But if you're to ask me could we have another crisis, I can't put my hand on my heart and say, "No". But sitting where I sit now, I think we've done everything so far possible to avoid that, yes.